BUSINESS LOAN PROGRAM

As the leading financial services company for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products you need to fulfill your individual business goals.

Our personal loan consultants will help you capitalize on your business’s potential with quick access to the most innovative and flexible loan products available. We make business financing easy! That’s why we’re the #1 Trusted Lending Source for Restaurant Loans, Hospitality Financing, Retail Funding and Other Small Business Loan Products.

We have built relationships with banks around the country, so you can acquire a bank loan fast without collateral and with limited paperwork. That means the interest is tax deductible, rates are fixed, and you know the terms ahead of time. Our clients get the financing they need, with manageable payments that won’t increase as revenue grows.

Interest-Only Flex Pay Loans

To help you overcome the challenges due to COVID-19, we’ve introduced our new Interest-Only Flex Pay Loan. It gives you the confidence to borrow now with low, interest-only payments for 6 months! After the interest-only period, you have the option to pay off the principal, or we’ve created the perfect safety net – a built in 52 or 78-week rollover amortization. With flexibility like this you can truly borrow with confidence!

Unsecured Lines of Credit

As a successful business owner, you know it pays to be prepared. And, with a Line of Credit . As business conditions change, you can simply draw from your line as needed. The best part? You only pay for what you borrow, and your rate is locked in for a full 6 months!

Working Capital Loans

When cash is tight due to an unexpected dip in sales or a slow seasonal period, don’t feel forced to scale back your operations or postpone growth opportunities. A Working Capital Loan from SCF can provide the surge of capital you need quickly and without the need for collateral!